EMPLOYMENT BACKGROUND

Jill Whitlock Merwin, a Certified Residential Real Estate Appraiser in the state of Oregon, has been appraising real estate for over 30 years. In July, 2004, Ms.Whitlock Merwin accepted an appointment to the Oregon Appraiser Certification and Licensure Board and is now serving as Vice Chairman of the Board. Ongoing experience includes appraisals for estate tax and marriage dissolution purposes, litigation, easements, appraisal for the U.S. District Court, Expert Witness testimony, review of appraisals for various clients, relocation appraisals, appraisals for proposed construction, and progress inspections for homes under construction. She appraises various types of residential properties for financing, feasibility, sale and acquisition. Property types appraised include single family, condominium, PUD’s, multi-family residential, manufactured homes, lots, and vacant land, specializing in complex and coastal properties in Lincoln County for the past 18 years. In 2008, Ms. Whitlock Merwin expanded her coverage area to include Lane, Benton and Linn Counties.

Ms. Whitlock Merwin's appraisal experience began in 1980 as a staff appraiser for Guild Savings and Loan Association. She then advanced to the position of Senior Appraiser, and from 1986 to 1990, Ms. Whitlock Merwin managed a regional appraisal office for Sears Mortgage Company. During her employment with Sears Mortgage, Ms. Whitlock Merwin also trained new staff appraisers and served as an FHA Direct Endorsement appraiser. In 1993, Ms. Merwin was approved as a HUD appraiser in the State of Oregon.

From 1976 to 1980, prior to real estate appraising, Ms. Whitlock Merwin was a loan officer for Guild Savings and Loan Association, where she performed preliminary underwriting functions on 1-4 units, multiple units, and commercial properties, was a member of the loan committee reviewing loan applications, and accompanied staff appraisers to observe real estate appraisal functions in the field.

From 1973 to 1976, Ms. Whitlock Merwin served as a Branch Manager for Guild Savings & Loan Association, supervising and training staff members.

PROFESSIONAL AFFILIATIONS AND MEMBERSHIPS
Oregon State Certified Residential Appraiser - Certification #CR00004
Residential Associate Member, Appraisal Institute
Affiliate Member, Lincoln County Board of Realtors, WVMLS, RMLS, NAR